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Reconcile faster.
One deposit,
many invoices.

A customer pays one lump sum covering five invoices. Xero can't match it automatically. Reconcilyo does — in seconds, not an hour of manual work.

Connect with Xero — it's free

14-day free trial · No credit card required · Cancel anytime

How it works

Three steps to zero outstanding invoices

1

Enter the deposit

Type in the payment amount that landed in your bank account and the customer reference. That's it.

Takes about 10 seconds.

2

Review the matches

Reconcilyo fetches your outstanding invoices from Xero in real time and finds every combination that adds up exactly.

AI-powered subset-sum matching.

3

Apply to Xero

Pick the right match, click Apply. The payment is posted directly to Xero and all matched invoices are closed.

One click — no CSV, no copy-paste.

Why Reconcilyo

Built for the problem Xero doesn't solve

Xero is great at matching one payment to one invoice. The moment a customer pays multiple invoices together, you're on your own. We fix that.

Subset-sum matching engine

Our algorithm exhaustively finds every combination of invoices that sums to your exact deposit — in milliseconds, not hours.

Native Xero integration

Connects directly via Xero OAuth 2.0. Reads your invoices live and applies payments straight back — no CSV exports, no copy-paste.

Encrypted & secure

Your Xero OAuth tokens are AES-256 encrypted at rest. Session auth uses signed HTTP-only cookies. No token ever touches your browser.

Full audit trail

Every reconciliation is logged with amount, reference, matched invoices, and timestamp — so you always have a complete record.

Seconds, not minutes

What used to mean hunting through invoices one by one now takes a single click. Match and close a batch deposit before your coffee cools.

Multi-org support

Business and Agency plans let you connect multiple Xero organisations under one account — ideal for bookkeepers managing multiple clients.

Pricing

Simple, honest pricing

Start free for 14 days. No credit card required.

MonthlyAnnual

Solo

$9.99/month

billed monthly

For sole traders and small businesses with one Xero organisation.

  • 1 Xero organisation
  • Unlimited Quick Match runs
  • Full reconciliation history
  • Email support
Start free trial
Most popular

Business

$24.99/month

billed monthly

For growing businesses managing multiple Xero organisations.

  • Up to 5 Xero organisations
  • Unlimited Quick Match runs
  • Full reconciliation history
  • Priority email support
  • Auto-reconcile (coming soon)
Start free trial

Agency

$49.99/month

billed monthly

For accounting firms and bookkeepers with unlimited client organisations.

  • Unlimited Xero organisations
  • Unlimited Quick Match runs
  • Full reconciliation history
  • Priority support
  • Auto-reconcile (coming soon)
  • Dedicated onboarding
Start free trial
14-day free trial
Try every feature, no credit card required. Upgrade when you're ready.
Cancel anytime
No lock-in. Cancel from the billing portal and you won't be charged again.
Need something different?
Contact us for custom pricing for large teams.

FAQ

Common questions

Stop reconciling manually.
Start today for free.

Connect your Xero in under a minute. No setup, no configuration — just faster reconciliations from day one.

Connect with Xero

Free 14-day trial · No credit card · Cancel anytime